:root{
  --navy:#071A33;
  --navy-2:#0D2748;
  --gold:#D4A72C;
  --gold-2:#F2C14E;
  --ink:#172033;
  --muted:#667085;
  --line:#E5E7EB;
  --surface:#F5F7FA;
  --white:#fff;
  --shadow:0 16px 45px rgba(7,26,51,.10);
  --radius:16px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:#fff;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid rgba(229,231,235,.8)}
.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand img{width:210px;height:auto}
.nav-links{display:flex;align-items:center;gap:26px;font-size:14px;font-weight:700}
.nav-links a{color:#344054}
.nav-links a:hover,.nav-links a.active{color:var(--gold)}
.nav-cta{padding:11px 17px;border-radius:9px;background:var(--navy);color:#fff!important}
.menu-toggle{display:none;border:0;background:none;font-size:28px;color:var(--navy)}
.hero{background:
 radial-gradient(circle at 78% 20%,rgba(35,112,183,.26),transparent 28%),
 radial-gradient(circle at 92% 90%,rgba(212,167,44,.16),transparent 25%),
 linear-gradient(135deg,var(--navy),#0A2340 60%,#071A33);
color:#fff;overflow:hidden}
.hero-grid{min-height:680px;display:grid;grid-template-columns:1.05fr .95fr;gap:55px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:10px;text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:800;color:var(--gold-2)}
.eyebrow:before{content:"";width:30px;height:2px;background:var(--gold-2)}
h1,h2,h3{font-family:"Playfair Display",Georgia,serif;line-height:1.12;margin:0 0 18px}
h1{font-size:clamp(44px,6vw,72px);letter-spacing:-.035em}
h2{font-size:clamp(34px,4vw,50px);color:var(--navy)}
h3{font-size:25px;color:var(--navy)}
.hero h1{color:#fff}
.hero h1 span{color:var(--gold-2)}
.lead{font-size:18px;color:#D9E2F0;max-width:650px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 20px;border-radius:9px;font-weight:800;border:1px solid transparent;transition:.2s ease}
.btn-primary{background:var(--gold);color:var(--navy)}
.btn-primary:hover{background:var(--gold-2);transform:translateY(-2px)}
.btn-outline{border-color:rgba(242,193,78,.8);color:#fff}
.btn-outline:hover{background:rgba(242,193,78,.1);transform:translateY(-2px)}
.hero-visual{position:relative}
.hero-card{border:1px solid rgba(242,193,78,.35);border-radius:22px;background:linear-gradient(145deg,rgba(255,255,255,.10),rgba(255,255,255,.03));padding:24px;box-shadow:0 25px 70px rgba(0,0,0,.28)}
.hero-card img{width:100%;border-radius:12px;opacity:.94}
.stat-strip{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.15);margin-top:35px;padding-top:22px;gap:15px}
.stat strong{display:block;font-size:23px;color:var(--gold-2)}
.stat span{font-size:12px;color:#B9C6D8}
.section{padding:90px 0}
.section.alt{background:var(--surface)}
.section-head{max-width:760px;margin:0 auto 45px;text-align:center}
.section-head p{color:var(--muted);font-size:17px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:28px;background:#fff;box-shadow:0 8px 30px rgba(7,26,51,.045);transition:.22s ease}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:rgba(212,167,44,.55)}
.card .icon{width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:#EEF3F8;color:var(--navy);font-weight:900;margin-bottom:20px}
.card p{color:var(--muted);margin:0 0 18px}
.text-link{font-weight:800;color:var(--navy)}
.text-link:hover{color:var(--gold)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.panel{background:var(--navy);color:#fff;border-radius:24px;padding:42px;box-shadow:var(--shadow)}
.panel h2{color:#fff}
.panel p{color:#D9E2F0}
.list{display:grid;gap:12px;margin:24px 0 0;padding:0;list-style:none}
.list li{display:flex;gap:10px;align-items:flex-start}
.list li:before{content:"✓";color:var(--gold-2);font-weight:900}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.chip{padding:9px 13px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:13px;font-weight:700;color:#344054}
.process{display:grid;grid-template-columns:repeat(5,1fr);gap:15px}
.step{position:relative;padding:26px 20px;border:1px solid var(--line);border-radius:14px;background:#fff}
.step-no{font-size:12px;color:var(--gold);font-weight:900;letter-spacing:.15em}
.step h3{font-size:21px;margin-top:10px}
.step p{font-size:14px;color:var(--muted)}
.cta{padding:75px 0;background:linear-gradient(135deg,#0A2340,var(--navy));color:#fff;text-align:center}
.cta h2{color:#fff}
.cta p{color:#D9E2F0;max-width:720px;margin:0 auto 25px}
.page-hero{padding:95px 0 80px;background:linear-gradient(135deg,var(--navy),#0B294A);color:#fff}
.page-hero h1{font-size:clamp(42px,5vw,62px)}
.page-hero p{max-width:800px;color:#D9E2F0;font-size:18px}
.breadcrumb{font-size:13px;color:#AFC0D5;margin-bottom:18px}
.service-layout{display:grid;grid-template-columns:1fr 330px;gap:55px;align-items:start}
.sidebar{position:sticky;top:105px;border:1px solid var(--line);border-radius:16px;padding:22px;background:#fff}
.sidebar h3{font-size:20px}
.sidebar a{display:block;padding:9px 0;border-bottom:1px solid #EEF0F3;font-size:14px;font-weight:700}
.sidebar a:last-child{border-bottom:0}
.prose h2{margin-top:42px}
.prose h3{margin-top:30px;font-size:24px}
.prose p,.prose li{color:#475467}
.prose ul{padding-left:22px}
.notice{padding:18px 20px;border-left:4px solid var(--gold);background:#FFF9E9;border-radius:8px;margin:25px 0;color:#5B4A19}
.footer{background:#061426;color:#B9C6D8;padding:55px 0 25px}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:35px}
.footer h3{color:#fff;font-family:Inter,sans-serif;font-size:15px;text-transform:uppercase;letter-spacing:.08em}
.footer a:hover{color:var(--gold-2)}
.footer-brand img{width:220px;margin-bottom:18px;background:#fff;padding:6px;border-radius:8px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:18px;font-size:13px;display:flex;justify-content:space-between;gap:20px}
.faq{max-width:850px;margin:auto}
details{border:1px solid var(--line);border-radius:12px;margin-bottom:12px;padding:18px 20px;background:#fff}
summary{cursor:pointer;font-weight:800;color:var(--navy)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:grid;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-size:13px;font-weight:800}
.field input,.field textarea,.field select{width:100%;border:1px solid #D0D5DD;border-radius:9px;padding:13px 14px;font:inherit;background:#fff}
.field textarea{min-height:150px;resize:vertical}
.form-note{font-size:13px;color:var(--muted);margin-top:12px}
@media(max-width:900px){
  .nav-links{display:none;position:absolute;left:20px;right:20px;top:72px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:15px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}
  .nav-links.open{display:flex}
  .menu-toggle{display:block}
  .hero-grid,.split,.service-layout{grid-template-columns:1fr}
  .hero-grid{min-height:auto;padding:75px 0}
  .cards{grid-template-columns:1fr 1fr}
  .process{grid-template-columns:1fr 1fr}
  .sidebar{position:static}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .container{width:min(var(--max),calc(100% - 28px))}
  .brand img{width:175px}
  .section{padding:65px 0}
  .cards,.process,.form-grid,.footer-grid{grid-template-columns:1fr}
  .hero-actions{flex-direction:column}
  .btn{width:100%}
  .stat-strip{grid-template-columns:1fr 1fr}
  .footer-bottom{flex-direction:column}
}